insuring a Z3
insuring a Z3
Hi all,
I am after some advice on insuring my Z3....
when I bought it back in August I just swapped my insurance over from my second car (a focus that I was using for commuting to work) but it is running out in a couple of weeks.
I have had a renewal notice through the post and they want £420 / year comprehensive. (this policy is mirroring my no claims bonus on my main car but in my mind is way over the top)
my main car is an Impreza WRX that I pay only £308 / year comprehensive so £420 for a Z3 1.9 that is used for less than 3000 miles / year is a joke
I am now looking for a classic car policy as the zed is 16 years old.
Has anyone got a classic policy and which company to do recommend?
I have seen a few advertising on the net but when I try to get an online quote they ask me how many NCB I am using? a classic car policy should not need me to use NCB as it used on my Impreza!
any info would be much appreciated.
thanks in advance
I am after some advice on insuring my Z3....
when I bought it back in August I just swapped my insurance over from my second car (a focus that I was using for commuting to work) but it is running out in a couple of weeks.
I have had a renewal notice through the post and they want £420 / year comprehensive. (this policy is mirroring my no claims bonus on my main car but in my mind is way over the top)
my main car is an Impreza WRX that I pay only £308 / year comprehensive so £420 for a Z3 1.9 that is used for less than 3000 miles / year is a joke
I am now looking for a classic car policy as the zed is 16 years old.
Has anyone got a classic policy and which company to do recommend?
I have seen a few advertising on the net but when I try to get an online quote they ask me how many NCB I am using? a classic car policy should not need me to use NCB as it used on my Impreza!
any info would be much appreciated.
thanks in advance
Re: insuring a Z3
Elephant Ins Co, fully comp, 3-years NCB, normal policy up to 6,000 miles pa, 1.9 (m44) with declared strut brace fitted cost £194
Re: insuring a Z3
Try Classic Line or RH Insurance, probably best to phone them rather than get an on-line quote. You are correct, no ncb with either on a classic policy.
Re: insuring a Z3
Hi, I to am new to all this. I recently bought a 98 Z3 2.8 as a hobby so had to set up a new policy altogether. I live in the midlands and am paying £240 on a classic policy which I got from confused.com/classic. Good luck!
Re: insuring a Z3
I use RH Classics 01277 206912 for my three Mustangs, £390 total for all three.
My ///M is with LV at the moment.
My ///M is with LV at the moment.
Gazza
"Understeer is when you hit the wall with the front of the car, oversteer is when you hit the wall with the rear of the car. Horsepower is how fast you hit the wall and torque is how far you take the wall with you"
Z3 S54 M roadster , BMW Z1, BMW M3 CSL, Z4M Coupe
"Understeer is when you hit the wall with the front of the car, oversteer is when you hit the wall with the rear of the car. Horsepower is how fast you hit the wall and torque is how far you take the wall with you"
Z3 S54 M roadster , BMW Z1, BMW M3 CSL, Z4M Coupe
Re: insuring a Z3
me also , cant fault them .£240. 5000m PA. fully-comp European cover and full European breakdown includedGazza wrote:I use RH Classics 01277 206912 for my three Mustangs, £390 total for all three.
My ///M is with LV at the moment.
Re: insuring a Z3
My renewal this year was £100 more than last, so I did a confused search and moved to General Accident. M44 1.9 came out at £304 for 10k miles, incl. business usage and protected no claims with hardtop and rollhoop retrofit declared - a saving of £190! They were very friendly and did everything online bar the mods, as the hardtop wasn't an option on the form. The list of possible mods was pretty comprehensive.
My classic is insured on a Cherished Car policy from Towergate - limited mileage of 3k miles, but includes 90 days in Europe and guaranteed valuation - not sure whether they will do a zed on this, but worth a try - main reason my zed is not on this kind of policy is because I need business usage (I don't have a fixed place of work).
Cheers R.
My classic is insured on a Cherished Car policy from Towergate - limited mileage of 3k miles, but includes 90 days in Europe and guaranteed valuation - not sure whether they will do a zed on this, but worth a try - main reason my zed is not on this kind of policy is because I need business usage (I don't have a fixed place of work).
Cheers R.
Arctic Silver '99 Z3 1.9 & Black '59 Frogeye 1275cc
Re: insuring a Z3
Aviva Multicar insurance on mine and the wife's Honda Civic Type S ...................... Cheapest way I found.
----------------- BMW Z3 Das Beste Auto -----------------
Mein altes Auto riecht nach Nudeln, hat dieses Auto eine Wurst Geruch.
Mein altes Auto riecht nach Nudeln, hat dieses Auto eine Wurst Geruch.
Re: insuring a Z3
thanks guys, i'll try RH in the morning.
Re: insuring a Z3
thanks for the info guys, I called RH this morning and got a classic car policy sorted out for £211.90 (3k miles / year for my wife and myself to drive)........happy bunny!
Re: insuring a Z3
Anyone have any experience with Green Insurance, just had a quote of £161
1999 2.8 Arctic Silver Z3
1987 Black Renault Alpine GTA V6 Turbo
2007 325d Msport - remapped
1987 Black Renault Alpine GTA V6 Turbo
2007 325d Msport - remapped
Re: insuring a Z3
stupot50 wrote:Anyone have any experience with Green Insurance, just had a quote of £161
is that as a classic car or using your no claims?
Re: insuring a Z3
Just using my no claims, my current company (Swift) wanted £402 which is a hell of an increase from the £242 I paid them last year.Mugs wrote:stupot50 wrote:Anyone have any experience with Green Insurance, just had a quote of £161
is that as a classic car or using your no claims?
1999 2.8 Arctic Silver Z3
1987 Black Renault Alpine GTA V6 Turbo
2007 325d Msport - remapped
1987 Black Renault Alpine GTA V6 Turbo
2007 325d Msport - remapped
Re: insuring a Z3
ok, I tried a quote using my no claims and it came at approx. £150 but I need my NCD on my Impreza so the £211 wasn't so bad on a classic policy.