Thanks for all your help over years. :) Z3 no more :(

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TAV
Joined: Fri 20 Mar, 2009 07:54
Posts: 152

  Z3 roadster 1.9i
Location: Worthing

Thanks for all your help over years. :) Z3 no more :(

Post by TAV » Tue 23 Sep, 2014 12:29

Alas, was driving home on a warm hazzy evening, and was blinded by evening setting sun. Lorry half parked on road. BANG!. Car destroyed. Written off & can't be mended :(

Unfortunatley, although I have never had an accident in 26 years since getting my driving liecense and building a full NCB, I didn't realise it wasn't protected, so am guessing I won't be able to afford insuring another Z. <sigh> Oh well.

Thanks again for all the help with the car. Can whole hartedly recommend Z3's to anyone. This forum is great, helpful and friendly place.
Z3 1.9 Facelift / Atlanta Blue
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BladeRunner919
Joined: Fri 17 Feb, 2012 20:18
Posts: 2221

  Z3 roadster 1.9

Re: Thanks for all your help over years. :) Z3 no more :(

Post by BladeRunner919 » Tue 23 Sep, 2014 14:12

I'm sorry to hear that. At least you, presumably, emerged unscathed, which is the main thing.

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Southernboy
Joined: Thu 07 Oct, 2010 13:39
Posts: 6312

  Z3 roadster 3.0i
Location: Johannesburg

Re: Thanks for all your help over years. :) Z3 no more :(

Post by Southernboy » Tue 23 Sep, 2014 16:32

Sad to hear...hope all goes well for mate... and who knows, the bug may bite again... :wave
"Normal is overrated"
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Brian H
zroadster sponsor
Joined: Tue 16 Dec, 2008 19:55
Posts: 2502

  Z3 roadster 3.0i

Re: Thanks for all your help over years. :) Z3 no more :(

Post by Brian H » Tue 23 Sep, 2014 18:36

Sorry to hear of your accident, hope you are alright.

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Davejue1
Joined: Sun 22 Sep, 2013 08:25
Posts: 1249

  Z3 roadster 2.8
Location: Mansfield

Re: Thanks for all your help over years. :) Z3 no more :(

Post by Davejue1 » Tue 23 Sep, 2014 18:46

That's rubbish mate, sorry to hear that. As long as everyone involved was ok the metal is replaceable. The Zed bug will draw you back in time I'm sure. :)

Cheers
Dave
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"Growing old is mandatory, growing up is optional!"

Bi11
Joined: Mon 05 Nov, 2012 21:26
Posts: 150

  M roadster S54
Location: Bedford

Re: Thanks for all your help over years. :) Z3 no more :(

Post by Bi11 » Wed 24 Sep, 2014 01:11

As everyone says, main thing is you are all ok
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TAV
Joined: Fri 20 Mar, 2009 07:54
Posts: 152

  Z3 roadster 1.9i
Location: Worthing

Re: Thanks for all your help over years. :) Z3 no more :(

Post by TAV » Wed 24 Sep, 2014 09:01

Thanks for kind words.

Yes, it was quite a bang, luckily these german cars are very well made. Also glad I had no passenger on board, as they would have taken the brunt of the impact. Window pillar was deformed and glass everywhere. My only injury was a mental one. Keep getting sudden flashbacks of the bang which makes me jolt (kinda like that dream when you suddenly feel like the floor dissapears beneath you lol), but its clearing.

Annoying thing is, I have enough saved for a really decent Z3 or reasonable Z4, but even a 1.8 Z3 or 2.0 Z4 will probably be sky high insurance now. so..... am reluctantly looking at 1.0 polos etc :bawl:


Btw, I still have the 6 CD autochanger if anyone wants it cheap. Is of no use to me now.
Z3 1.9 Facelift / Atlanta Blue
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deni2s
Joined: Mon 25 Mar, 2013 22:02
Posts: 747

  Z3 roadster 2.8

Re: Thanks for all your help over years. :) Z3 no more :(

Post by deni2s » Wed 24 Sep, 2014 09:16

Can't you buy the car on someones else name and just drive it?

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Davejue1
Joined: Sun 22 Sep, 2013 08:25
Posts: 1249

  Z3 roadster 2.8
Location: Mansfield

Re: Thanks for all your help over years. :) Z3 no more :(

Post by Davejue1 » Wed 24 Sep, 2014 09:29

Shop hard on your insurance. When I bought my Zed I started a new policy with 0 no claims bonus and paid £230 for my 2.8, Even without any limit on mileage it would have been less than £300. If you still love the cars don't be put off until you've done your homework. I do think a 1.0 polo may just not quite cut it for you. I find these comparison sites as good as anything. Good luck! :)

Cheers
Dave
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"Growing old is mandatory, growing up is optional!"

Fender2004
Joined: Fri 14 Aug, 2009 11:24
Posts: 877

  Z3 roadster 2.8
Location: Houghton-Le-Spring

Re: Thanks for all your help over years. :) Z3 no more :(

Post by Fender2004 » Wed 24 Sep, 2014 09:42

Sorry to hear about your accident glad you're ok, some insurance companies only deduct 2 years ncb after an accident. So as already said check everything out before you make a decision.
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TAV
Joined: Fri 20 Mar, 2009 07:54
Posts: 152

  Z3 roadster 1.9i
Location: Worthing

Re: Thanks for all your help over years. :) Z3 no more :(

Post by TAV » Wed 24 Sep, 2014 09:43

Will do. I had as much NCB as you could have (9 years?) but I heard they are sneaky and only say it goes up to 5 years. I don't think I will loose all of it, but say they take 2 years off, it will go to 3yrs NCB. Think thats a bit cheeky, but you can't argue. Will shop around though.

Cheers
Z3 1.9 Facelift / Atlanta Blue
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Fender2004
Joined: Fri 14 Aug, 2009 11:24
Posts: 877

  Z3 roadster 2.8
Location: Houghton-Le-Spring

Re: Thanks for all your help over years. :) Z3 no more :(

Post by Fender2004 » Wed 24 Sep, 2014 09:49

I agree some companies will take up to 15 years ncb others only 9, so you loose 6 years ncb going from one company to the other. :head:
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Koolflyer
Joined: Fri 05 Jul, 2013 16:51
Posts: 569

  Z3 roadster 2.8

Re: Thanks for all your help over years. :) Z3 no more :(

Post by Koolflyer » Wed 24 Sep, 2014 11:48

Really sad news to hear that someones pride and joy is damaged, let alone wrecked!....but, you walked away albeit probably a bit bruised. Shop around, sure you'll find something competitive and get yourself behind a 'Z' wheel again...cheers :drive
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1997 Z3 2.8 (M52) Roadster Montreal blue
2013 330d (F31) M Sport Alpine White

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motco
Joined: Tue 18 Aug, 2009 19:12
Posts: 643

  Z3 roadster 2.2i

Re: Thanks for all your help over years. :) Z3 no more :(

Post by motco » Wed 24 Sep, 2014 12:10

I am very sorry to hear about that. Try A-Plan insurance and try to speak to Clare Ironside 01635 874646; they specialise in awkward things like kit cars and classics, and as a broker they can shop around for you. I have a good deal on my X-Type and am promised a good one on my Z when it's due, and on my Westfield. On the last, it will cost less to insure with them on limited mileage than on laid-up cover with Churchill.

A work colleague of mine drove a rented TR7 (very wedge shaped) into a stationary skip full of rubble due a dirty windscreen and low morning sun. He had no seat belt on either. Apart from being KO'd for a minute or two he was fine. An instant conversion to seat belt wearing though - before the compulsory wearing laws. Oh, and the TR7 was even more wedge shaped afterwards!

t-tony
Joined: Sun 21 Feb, 2010 23:17
Posts: 352

  Z3 roadster 2.0
Location: torksey lock

Re: Thanks for all your help over years. :) Z3 no more :(

Post by t-tony » Sat 27 Sep, 2014 00:04

It sounds as though you were the biggest loser in this accident and if the claim by the owner of the lorry wasn't too big you shouldn't lose all your no claims discount. Shop around if you really want to keep Zedding. I'm sure you can come up with a solution. Good luck, Tony.
"Knowledge and experience are not always the same"

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lordhelpus
Joined: Sat 14 Sep, 2013 10:46
Posts: 128

  Z3 roadster 2.8
Location: Tax Exile

Re: Thanks for all your help over years. :) Z3 no more :(

Post by lordhelpus » Sun 28 Sep, 2014 20:29

Sorry to hear about your accident, but if you've held a licence for 26 years and built up the max NCB you are NOT a bad risk...and risk is what insurance premiums are based upon..go shop around plenty of insurance companies out there and plenty of good ZEDS......its natural to feel a little down after a ding, pride dented and all that...most important is your able to drive again.

good luck......see you back here soon. :thumb:
1997 2.8................ Montreal Blue

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