Breakdown cover

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alec.m
Joined: Tue 05 Oct, 2010 20:01
Posts: 539

  Z3 roadster 2.8
Location: Lymington

Breakdown cover

Post by alec.m » Sun 26 Nov, 2017 14:23

Has anyone used "Auto Aid". There`s an offer through Martin Lewis`s website, personal cover for 15months £43.31. Being personal cover it covers you in a car that`s any age which is good as a lot of the reasonably priced ones won`t cover a car over 17 years old. They don`t require you to pay upfront and reclaim any more so I`m tempted. Any feedback or comments much appreciated.

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colb
Joined: Sat 05 May, 2012 23:46
Posts: 584

  Z3 roadster 1.8 TU
Location: Newport South Wales UK

Re: Breakdown cover

Post by colb » Sun 26 Nov, 2017 17:55

That sounds like a bargain, mine is £150 a year for wife and me with the bank, will be looking to change if it works out better.
Just checked it out, if I cancel my breakdown with the bank I also loose my annual travel insurance with them so weighing it up I'm better off with what I have. Wife and me covered for breakdown and travel worldwide.
Last edited by colb on Sun 26 Nov, 2017 20:18, edited 2 times in total.
Colb
1999 BMW 1.8 Z3
1998 Honda Deauville NT650V

alec.m
Joined: Tue 05 Oct, 2010 20:01
Posts: 539

  Z3 roadster 2.8
Location: Lymington

Re: Breakdown cover

Post by alec.m » Sun 26 Nov, 2017 18:01

Colb, they cover spouse at no extra charge!

therealdb1
Joined: Tue 25 Jun, 2013 22:47
Posts: 247

  Z3 roadster 2.0

Re: Breakdown cover

Post by therealdb1 » Mon 27 Nov, 2017 00:00

I signed myself and the wife up to Auto Aid after 20 odd years with RAC.
The major assistance companies cannot get anywhere near the price.
We have not had to call their services as yet so that will be the acid test but since between the pair of us we travel less than 7000 miles a year using the whole fleet it did not seem to warrant paying RAC inflated prices.
The only minor inconvenience is that I had to supply a copy of our marriage certificate to Auto Aid proving that my wife was my spouse since we use different surnames but that was dealt with quickly and efficiently so was not a reason for not going ahead and saving £100.

alec.m
Joined: Tue 05 Oct, 2010 20:01
Posts: 539

  Z3 roadster 2.8
Location: Lymington

Re: Breakdown cover

Post by alec.m » Mon 27 Nov, 2017 07:48

Thanks for your thoughts. I`m going for it, it`s worth a punt at that price. For anyone that wants to go for it you need to link from the following page to get 15 months for the price of 12
https://www.moneysavingexpert.com/car-i ... over#BBtwo

vzh7gk
Sponsor 2018
Joined: Fri 05 Feb, 2010 13:12
Posts: 106

  Z3 roadster 1.9
Location: Cheltenham, UK
Contact:

Re: Breakdown cover

Post by vzh7gk » Mon 27 Nov, 2017 08:27

Thanks for posting the link, hope it's still available next year when my RAC cover falls due, though at £43 and a bit I'd pay that for 12 months.
Several of my Morgan pals have AutoAid cover - I don't know whether any have had to call them out yet...

Cheers,
Graham (G4FUJ)
Prescott marshal and Hill Controller
Found another Z3 so back here after a long break :) 1999 1.9, Palmetto Green
1 Morgan 4/4 (selling in Spring) and a Land Rover 90 (keeping forever)

mrscalex
Joined: Fri 13 Mar, 2015 09:14
Posts: 803

  Z3 roadster 1.9

Re: Breakdown cover

Post by mrscalex » Mon 27 Nov, 2017 17:27

I've been with Autoaid for 2 years. I've not claimed yet. I've heard nothing but positive things about the claim process. And now they settle directly (with most, possibly all recovery companies) so you don't need to fork out.

My gut feel is their model works well enough they'll expand, go household name and charge more. But just my view, not anything I've read.
ImageImage
1999 Z3 1.9 Boston Green (Dimitri) - My brother's car owned from new and restored by me
2001 Z3 2.2 Topaz Blue (Trudy) - My car rebuilt from a write-off
2002 Z3 2.2 Titan Silver (Okus) - Project car waiting for a new engine
2001 Z3 2.2 Topaz Blue (Debra) - Donor car/breaker
1998 Z3 1.9 Boston Green (Allsworth) - Donor car/breaker now gone to Z3 heaven
Always happy to try and help with spares :)

1963paul
Joined: Sat 19 Jul, 2014 14:19
Posts: 89

  Z3 roadster 2.0

Re: Breakdown cover

Post by 1963paul » Mon 27 Nov, 2017 19:25

Been with Auto Aid now for over 6 years, no complaints, had a couple of callouts in the past, very quick, had to pay for the recovery with a credit card, then Auto Aid paid me back, but I think that setup has changed now, I don't think you have to pay upfront, the last time I used them was over 4 years ago. Cant beat the price, covers you, so any car or bike you are using, you are covered, including home start, handy with the cold weather and old batteries failing at the wrong time.

alec.m
Joined: Tue 05 Oct, 2010 20:01
Posts: 539

  Z3 roadster 2.8
Location: Lymington

Re: Breakdown cover

Post by alec.m » Mon 27 Nov, 2017 21:09

All positive comments. Thanks again. I've gone for it and it seems like you can pay for cover some time in advance. My cover starts on the 14th January. The was a calendar thingy to choose your start date so if you want to certain of getting the 15 months and happy to pay your money well in advance it's possible to do.
I've looked through my policy docs and there's definitely no money to pay upfront when you call them out like you used to have to do paul1963

petecossie
Joined: Wed 11 Apr, 2007 14:13
Posts: 125

  M coupe S50
Location: Billingham

Re: Breakdown cover

Post by petecossie » Mon 27 Nov, 2017 22:01

After being with the RAC for 30 years, when the renewal came through this year for £140 covering both my wife's Golf and my car, I rang up to cancel. The representative said what if I gave you a daft low quote, I said NO, why can't RAC give a quote which reflected a bit of loyalty to their brand? After all in all those years I can count the call outs on one hand and they must had a few grand out of me in annual payments.

Went with Auto Aid for half the price for the two cars. I'm sure RAC must be losing members hand over fist, I made sure in phone conversation to get in about loyalty etc and high renewal prices.
Pete C

2000 Z3M Coupe - Cosmos Black Metallic/Black Interior.
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Previous BMWs
2003 E46 M3 6 speed manual - Carbon Black/Black Interior.
2000 Z3M Coupe - Cosmos Black/Black Interior
1986 M635
1985 E28 M5
1983 E28 528i Alpina

therealdb1
Joined: Tue 25 Jun, 2013 22:47
Posts: 247

  Z3 roadster 2.0

Re: Breakdown cover

Post by therealdb1 » Mon 27 Nov, 2017 22:38

Like most insurance companies loyalty means nothing to them and they rely on the sheep that just blindly pay their renewal each year at a premium mark up to survive.
Unlike the old days where you had to involve an agent or spend an entire day on the phone, you can get multiple quotes in minutes on the internet.
The irony is that often the best quote is from the company you are already with but the bonus of (in their eyes) you being a new customer the price is considerably cheaper than the renewal they have just sent you.
Several times I have contacted a company to give them the bad news that someone has beaten their renewal only to reveal with glee that they have beaten themselves! It works try it! :P
Incidentally, when I called RAC to say I was leaving for Auto Aid some time ago the telephonist said "who are they? Never heard of them!"
I reckon they have heard of them now!

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