Which is the best insurance company to use to insure my Z3

///M_aniac · Post by **///M_aniac** » Mon 12 Jun, 2006 15:30

I have only had good experience with Admiral.

Do a search on insurance within the forum. You will find threads where this has been discussed at length before.

R80TER · Post by **R80TER** » Mon 12 Jun, 2006 15:31

Craig. wrote:I am in process of searching for my zed and just spoken to my insurance company and they will not let me add another car to my policy.

They said that I will need set up a new policy because you can only insure one car on one policy, but also I can't use my no claims bonus on my second policy.

I was just wondering if anyone knows of a good company for the zed's or if there is company that allow you to insure two cars on one policy.

Any advice would be much appreciated

IIRC admiral do 2 car policies. although they are not friendly on Mods....

Craig. · Post by **Craig.** » Mon 12 Jun, 2006 16:00

I am in process of searching for my zed and just spoken to my insurance company and they will not let me add another car to my policy.

They said that I will need set up a new policy because you can only insure one car on one policy, but also I can't use my no claims bonus on my second policy.

I was just wondering if anyone knows of a good company for the zed's or if there is company that allow you to insure two cars on one policy.

Any advice would be much appreciated

Craig. · Post by **Craig.** » Mon 12 Jun, 2006 16:46

Cheers both, I will give admiral try and search the forum.

Post by **Robert T** » Mon 12 Jun, 2006 16:58

I only have the one car (my Z), so I can't comment on insuring multiple cars, but I too am with Admiral. I decided to protect my hard-earned no-claims bonus and Direct Line (whom I had been with for years) wanted an extra £100 for it. Admiral only wanted about £30 for guarenteed no-claims, with the basic policies being comparable. So for that alone it's worth switching.

Post by **Robert T** » Mon 12 Jun, 2006 17:33

I should have pointed out that online was the cheapest way with Admiral, but I doubt you will be able to fill everything in on the web. I had to give them a call after fillin in most of the details.

Craig. · Post by **Craig.** » Mon 12 Jun, 2006 17:37

Hi Robert T,

I give them ring and see what they can do

thanks

GEEZ3R · Post by **GEEZ3R** » Mon 12 Jun, 2006 17:46

I too have only the one car to insure, Try Norwich union " quote me happy". I used them for the first time a year ago with no, no claims bonus , points on my licence, did it on line to get 25% discount and got it for £445.00, other companies quoted anything from £1000.00-£2000.00.

GEEZ3R.

Tourniquet · Post by **Tourniquet** » Mon 12 Jun, 2006 20:12

don't know if it applies to you but bare in mind that many insurance companies wont touch you if you're under 30... like my old insurance company "more than".

currently with first alternative, 25 years, group 16 insurance, 4 years no claims and the best quote I could find was £900 odd fully comp. friendly to mods too (didnt charge extra for a strut brace)

Craig. · Post by **Craig.** » Mon 12 Jun, 2006 20:37

Cheers GEEZ3R,

I'll give Norwich union a try as well.

Craig. · Post by **Craig.** » Mon 12 Jun, 2006 21:17

Hi Tourniquet,

I am currently with churchill and they quoted me just under £600 fully comp on a 2.8 which i thought was pretty reasonable considering I am in my twenties.

If I was you I would give churchill a try because they are very competitive I think you might be surprised, make sure you do it online to get it cheaper.

The only problem I have is that I want to insure two cars but I can only use my no claims bonuses for one of my cars and trying to get insured on any car with zero claim bonus are ridiculous prices

cheers for the help I will give first alternative a try

Icecube · Post by **Icecube** » Mon 12 Jun, 2006 21:51

Why not try BMW Car Insurance. I am insured with them. They were about £20 more expensive than my other cheapest quote but in the event of an accident you know it your car will be fixed using genuine parts

Apolyon · Post by **Apolyon** » Tue 13 Jun, 2006 08:54

Yeah give Churchill a try, I am only 22 3 years NC and they quoted me £850 on a 2.8 2000 plate! Thats a bargain if you ask me.

I just need to find one I want now....

pjharris101 · Post by **pjharris101** » Tue 13 Jun, 2006 10:12

elephant is always the cheapest for me.

and by the way, it is the same company as Admiral, Bell and Diamond - elephant just has slightly lower rates as it is internet based.

Goz21 · Post by **Goz21** » Wed 14 Jun, 2006 09:53

I've found elephant to be the best for me!

Cora

BiggusLaddus · Post by **BiggusLaddus** » Wed 14 Jun, 2006 09:58

If you have any points then I would avoid Admiral like the plague.

My renewal for my e36 was £630 (25, 3yrs no claims and good post code), told them about the three points I picked up a couple of weeks earlier (the only points I have ever had), and all of a sudden they wanted £930!!!

Told them to get stuffed, called Adrian Flux - £580 inc points and mods covered like for like (unlike admiral who only replace with standard parts)

///M_aniac · Post by **///M_aniac** » Wed 14 Jun, 2006 10:30

Icecube wrote:Why not try BMW Car Insurance. I am insured with them. They were about £20 more expensive than my other cheapest quote but in the event of an accident you know it your car will be fixed using genuine parts

Good point. Do they insure in N.I.?

scottxxx · Post by **scottxxx** » Wed 14 Jun, 2006 16:09

Just bought a 1.9 2000 and most places are charging around £1000. 22yo, almost 3 years no claims, been driving 4 years (didn't get my own car until I'd been passed a year), but I've been on my mam's insurance policy as a named driver for the past 5 years, and DirectLine are doing a scheme where you can claim extra no claims if you're on somebody else's policy - and their quote is around £560 fully comp, or about £620 with my mam and dad both on as well, which seems head and shoulders above anyone. Norwich Union just quoted me £1500 so I'm happy I know how ridiculous that is

SuzyZ3 · Post by **SuzyZ3** » Wed 14 Jun, 2006 20:58

I am with Tesco, who are underwritten by Direct Line.. I pay approx £380 a year. Fully Comp. on a 1.9 98 R reg. I am 26 now though

I have 8 years no claims bonus though..

Post by **Robert T** » Thu 15 Jun, 2006 09:15

Glerk! Suzy, surely you're keeping you car in a garage for that?

I have a '99 1.9 and used to be with Direct Line for a whopping £580 - I switched to Admiral for £605 with guarenteed no claims (Direct Line wanted an extra £100 to protect my no claims!).

I'm 33, car is kept off the street, and I have 9 years no claims bonus. I suppose I do live on the edge of the car crime capital of Great Britain

Short of a sex change, what can I do to reduce my premiums?

John Boy · Post by **John Boy** » Thu 15 Jun, 2006 10:16

Craig. wrote:I am in process of searching for my zed and just spoken to my insurance company and they will not let me add another car to my policy.

Does this mean you are using the Zed as a second car and therefore low mileage? If so have you thought of getting a limited use type of insurance? (the sort where you are limited by mileage done Per Annum)

///M_aniac · Post by **///M_aniac** » Thu 15 Jun, 2006 12:09

John Boy wrote:
Craig. wrote:I am in process of searching for my zed and just spoken to my insurance company and they will not let me add another car to my policy.
Does this mean you are using the Zed as a second car and therefore low mileage? If so have you thought of getting a limited use type of insurance? (the sort where you are limited by mileage done Per Annum)

That's an idea....

Craig. · Post by **Craig.** » Thu 15 Jun, 2006 14:53

John Boy wrote:
Craig. wrote:I am in process of searching for my zed and just spoken to my insurance company and they will not let me add another car to my policy.
Does this mean you are using the Zed as a second car and therefore low mileage? If so have you thought of getting a limited use type of insurance? (the sort where you are limited by mileage done Per Annum)

That is a good idea cheers.

But my insurance company will not allow me to use my no claims bonus on my second car.

I thought I would insure the zed using my no claims bonus which I have gathered over the years, and insure my other car without any no claims bonus but the prices are stupid amounts, it's a nightmare.

zroadster.net

Which is the best insurance company to use to insure my Z3

Re: Which is the best insurance company to use to insure my

Which is the best insurance company to use to insure my Z3

Re: Which is the best insurance company to use to insure my

Re: Which is the best insurance company to use to insure my

Re: Which is the best insurance company to use to insure my